Si hubiéramos comenzado el año guardando mil dólares bajo el colchón, hoy estaríamos ganando más de 400 soles al cambio. Una ganancia que supera por mucho los intereses que paga un banco o el crecimiento de tu fondo de una AFP en menos de un año. ¿Por qué sube tanto el dólar? En simple: salen más dólares de los que entran (ya puedes intuir su reversión). Veamos el efecto negativo, en vez de haber tenido los dólares para guardar, los debías como alquiler.  Hoy tu alquiler habría aumentado 400 soles.

Como ven un dólar alto trae ganadores y perdedores.  Aquí cinco recomendaciones ante un dólar alto: 

  1. Relaciona tus ingresos y tus deudas. Si tus ingresos son en soles busca siempre comprar servicios o bienes que sean de la misma moneda, sobre todo si significan pagos constantes. Si mantienes deudas en una moneda diferente a la de tu ingreso considera realizar un cambio de moneda con la institución financiera. Esto elimina el riesgo en su cambio manteniendo tu cuota fija sin darte esperanzas de ganar y quitándote el miedo de perder.  
  2. Busca ahorro. Algunos productos subirán sus precios por el uso del dólar en su fabricación y, por lo tanto, pagarás más por lo mismo. Trata de reemplazar esos productos por sustitutos más económicos que te den igual satisfacción.
  3. No existe el mejor momento. Tratar de ganar algo de soles por el tipo de cambio no tiene mayor beneficio que el riesgo y tiempo que utilizas en tratar de predecir su precio. Realiza cambios de moneda únicamente cuando los necesites.
  4. Ahorra con un motivo. Si ahorras en dólares debes tener una razón detrás: estudios en el exterior, importar un bien o viajar. Si no tienes un motivo, puedes aprovechar los soles extras del cambio en ahorrarlos para tiempos difíciles.
  5. Mantente informado. Si sueles usar tanto el dólar cómo el sol en tus finanzas, mantente informado sobre los factores que influyen su precio. Ten en cuenta que el dólar es una moneda que el Perú no puede controlar completamente.

Aunque el precio del dólar es históricamente alto en el Perú seguimos siendo el país con menor subida en los últimos 20 años en américa latina. Si fuéramos Argentina un dólar nos costaría más de 90 veces y como Venezuela, tendríamos que ser millonarios para comprarlos.

Mantengamos la calma y seamos responsables con nuestro dinero sin caer en especulaciones.

Foto de Patrón creado por jannoon028 – www.freepik.es

706 Comments

  1. Howdy, I think your blog could possibly be having
    browser compatibility issues. When I take a look at your web site in Safari, it looks fine however, when opening in IE, it’s
    got some overlapping issues. I just wanted to
    provide you with a quick heads up! Besides that, wonderful website!

    Responder

  9. I?m amazed, I must say. Seldom do I encounter a blog that?s both equally educative and entertaining, and let me tell you, you
    have hit the nail on the head. The issue is something which not
    enough men and women are speaking intelligently about.

    Now i’m very happy I came across this in my search
    for something relating to this.

    Feel free to visit my web blog; acne treatment

    Responder

  10. Hi there, just became aware of your blog through Google, and found that it’s really informative.
    I’m going to watch out for brussels. I will appreciate if you continue this in future.
    Many people will be benefited from your writing. Cheers!

    Responder

  11. I absolutely love your blog and find almost all of your post’s to be just what
    I’m looking for. Does one offer guest writers to write content available for you?

    I wouldn’t mind producing a post or elaborating on some of the subjects you write
    in relation to here. Again, awesome site!

    Responder

  13. I loved as much as you will receive carried out right here.
    The sketch is tasteful, your authored material stylish.
    nonetheless, you command get got an edginess over that you wish
    be delivering the following. unwell unquestionably come further formerly again as exactly the same nearly very often inside case you shield this
    hike.

    My web page – sexual communication

    Responder

  16. Some tips i have continually told individuals is that
    while searching for a good on-line electronics store, there
    are a few factors that you have to tak intoo consideration. First and foremost, you should really make sure tto discover a reputable annd reliable shop that haas received great opinions and scores from other consumers
    and marketplace advisors. This will ensure you arre dealing with a well-known store that delivers good support and assistance to it’s patrons.

    Thannk you for sharing yiur thinking on this site.

    Responder

  17. After I originally commented I clicked the -Notify me when new comments are added- checkbox and now every time a
    comment is added I get four emails with the identical comment.
    Is there any way you may take away me from that service? Thanks!

    Responder

  18. Thanks for the suggestions shared onn your owwn blog.
    Something also important I would like to convey is that weight-loss iss
    not all about going on a celebrity diet and trying to reduce as much weight
    as you can in a few months. The most effective way in losing weight is by having it slowly and following some baaic
    recommendations which can help you to make the mist from a agtempt to lose weight.
    You may understand and already be following
    these tips, nonetheless reinforcing information never does
    any damage.

    Responder

  20. Great post. Iwas checking continuously this blog and I am impressed!

    Very helpful information particularly the last part
    🙂 I care for such information a lot. I was
    seeking thiss particular informastion for a vety long time.

    Thank you and best of luck.

    Responder

  22. Hi there! This post couldn’t be written much
    better! Reading through this article reminds me of my previous roommate!
    He constantly kept talking about this. I most certainly will send this article to him.
    Fairly certain he’s going to have a very good read.
    I appreciate you for sharing!

    My web blog; http://www.a913.vip/

    Responder

  23. I would like to use the ability of thanking you for the professional instruction I
    have constantly enjoyed checking out your site. I am looking forward to the
    commencement of my college research and the complete preparing would
    never have been complete without browsing your website.
    If I can be of any assistance to others, I’d personally be pleased to help by what I have learned from here.

    My web-site cozumubuldum.com

    Responder

  28. Thank you for your entire effort on this website.

    Betty loves doing investigations and it’s obvious why. A lot of people know all of the powerful form you offer very
    helpful guides by means of the website and in addition foster
    contribution from some others on this situation then our child is always
    becoming educated so much. Enjoy the rest of the year.

    You are always conducting a useful job.

    Visit my page :: rid belly fat

    Responder

  29. I’m impressed, I must say. Rarely do I come across a blog that’s both equally educative and amusing,
    and without a doubt, you’ve hit the nail on the head.
    The issue is something that too few folks are
    speaking intelligently about. I’m very happy that I stumbled across this in my
    hunt for something relating to this.

    Also visit my web site; stay healthy eating (http://www.fotosombra.com.br)

    Responder

  32. Howdy! This blog post could not be written any better! Reading through this post reminds me
    of my previous roommate! He constantly kept preaching about
    this. I’ll forward this post to him. Pretty sure he’ll have a very good read.
    Many thanks for sharing!

    my blog post :: Fae

    Responder

  48. Very good blog! Do you have any suggestions for aspiring writers?
    I’m hoping to start my own website soon but I’m a little lost on everything.
    Would you advise starting with a free platform like WordPress or go for a paid option? There are so many options out there that I’m totally overwhelmed
    .. Any suggestions? Thank you!

    Responder

  50. Do you have a spam problem on this blog; I also am a blogger, and I was
    curious about your situation; many of us have developed some nice
    procedures and we are looking to swap strategies with
    other folks, please shoot me an email if interested.

    Responder

  74. Hi there, just became aware of your blog through Google,
    and found that it is truly informative. I am gonna watch out
    for brussels. I’ll be grateful if you continue this in future.

    Lots of people will be benefited from your writing.

    Cheers!

    Responder

  79. Hey! This post could not be written any better! Reading this post reminds me of my good old room mate!
    He always kept chatting about this. I will forward this write-up to
    him. Fairly certain he will have a good read. Thanks
    for sharing!

    Responder

  85. Greetings from Los angeles! I’m bored to death at work so I decided to browse your blog on my iphone during lunch break.
    I love the knowledge you present here and can’t wait to take a look when I get home.
    I’m amazed at how quick your blog loaded on my cell
    phone .. I’m not even using WIFI, just 3G .. Anyways, good site!

    Responder

  100. whoah this blog is great i really like reading your articles.
    Keep up the good work! You understand, a lot of people are hunting around for this information,
    you can aid them greatly.

    Responder

  209. Thank you for some other informative site.
    The place else may just I am getting that kind of information written in such an ideal means?
    I’ve a challenge that I am simply now running on, and I’ve been on the look out for such
    information.

    Responder

  216. I’m extremely inspired with your writing abilities as smartly as
    with the format in your weblog. Is this a paid theme or did
    you customize it your self? Either way keep up the nice high quality writing, it is rare to peer a
    great weblog like this one nowadays..

    Responder

  250. Admiring the persistence you put into your blog and in depth
    information you present. It’s great to come across a blog every once in a while that isn’t the same outdated rehashed material.
    Excellent read! I’ve saved your site and I’m
    adding your RSS feeds to my Google account.

    Responder

  258. Appreciating the time and effort you put into your
    site and detailed information you offer. It’s good to come across a blog every once in a while that isn’t the same old rehashed information. Fantastic read!

    I’ve saved your site and I’m including your RSS feeds to my Google account.

    Responder

  259. Thank you for some other informative web site. Where else may I get that type of information written in such an ideal way?

    I’ve a undertaking that I am simply now running on, and I have been at the look
    out for such info.

    Responder

  262. It is the best time to make some plans for the future and it is time
    to be happy. I have read this post and if I could I wish to suggest you some interesting things
    or tips. Maybe you could write next articles referring to this article.
    I want to read even more things about it!

    Responder

  263. Someone essentially help to make seriously posts I would state.

    That is the first time I frequented your web page and to this point?
    I surprised with the analysis you made to create this actual submit incredible.
    Wonderful task!

    Responder

  292. Oh my goodness! Awesome article dude! Thank you, However I am encountering troubles with your RSS.
    I don’t understand the reason why I am unable to join it.
    Is there anybody else getting identical RSS problems?
    Anybody who knows the solution will you kindly respond? Thanx!!

    Responder

  319. Hey I know this is off topic but I was wondering if you
    knew of any widgets I could add to my blog that automatically tweet my newest
    twitter updates. I’ve been looking for a plug-in like this for quite some
    time and was hoping maybe you would have some experience with something like this.
    Please let me know if you run into anything. I truly enjoy reading your
    blog and I look forward to your new updates.

    Responder

  327. Right here is the right web site for everyone who would like to find out about this topic.
    You know so much its almost hard to argue with you (not
    that I really would want to…HaHa). You
    certainly put a new spin on a subject that has been discussed for
    many years. Wonderful stuff, just great!

    Responder

  405. Prohibited porn videos https://mat6tube.com/watch/-196221851_456239071
    Ballbusting is a rare genre where women kick guys in the balls. They are often beaten to such a point that blood begins to ooze from the penis. The pain of the guys in the video is real. Porn for real perverts who love pain.
    Exhibitionism – lovers to show off their dick or tits in public.
    Enema – enema in the pussy or ass. Often with milk instead of water.

    Responder

  428. Hmm it looks like your blog ate my first comment (it was super long) so I guess I’ll just sum it up what I submitted and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog blogger but I’m still new to the whole thing. Do you have any tips and hints for inexperienced blog writers? I’d genuinely appreciate it.

    Responder

  431. Greetings from Idaho! I’m bored at work so I decided to check out your blog on my iphone during lunch break. I love the info you provide here and can’t wait to take a look when I get home. I’m shocked at how quick your blog loaded on my cell phone .. I’m not even using WIFI, just 3G .. Anyhow, amazing site!

    Responder

  528. The proof of the pudding is in the eating.
    https://spirifij375.net
    Always more fish in the sea – There’s.
    Finders keepers, losers weepers.
    There’s an exception to every rule Link to proverb.
    Too many cooks spoil the broth Link to proverb.
    Woman’s work is never done.
    Many a slip ‘twixt cup and lip – There’s.

    Responder

  535. Let the buyer beware Link to proverb.
    https://spirifij375.net
    See no evil, hear no evil, speak no evil.
    Finders keepers, losers weepers.
    Man who is his own lawyer has a fool for his client – A.
    A soft answer turneth away wrath.
    Devil makes work for idle hands to do – The.
    Life begins at forty Link to proverb.

    Responder

  675. slot xo for anyone who is looking for the best pgslot slots collection site, the first-class game camp center, also a lot of slotxo games, put it inside this site, an automatic deposit-withdrawal system.

    Responder

Deja una respuesta

Tu dirección de correo electrónico no será publicada. Los campos obligatorios están marcados con *